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The news just keep getting worse for homeowners with big mortgages. I mean the real estate market is in a real slump, and pundits like Alan Greenspan predict that the situation will continue to get worse. But many investors believe that we are near the bottom. And this winter the Canadians and Europeans will be driving and flying down to the U.S. to buy cheap property from the banks, particularly in the sunny states. The Canadian dollar is stronger than it used to be; the Canadians are looking for a quick buck, and since they are aging, they are looking to the warmer climes in the U.S. for retirement. So I guess what I am driving at is that the banks just might be happy to foreclose your property when they have foreigners just waiting to buy cheap homes. Yes, as a mortgaged homeowner you need to protect yourself from foreclosure. You need to investigate Loan Rescue Programs.

At www.loanrescueprograms.com you will find out how to avoid foreclosure. www.loanrescueprograms.com boasts a 97% rate of successful “home retention.” They help you restructure your loans in ways that satisfy your lenders. Their professionals formulate the plan and act as go betweens.

If you are seeking flexibility, convenience and great rates, the Chase Platinum Visa Credit Card just might be the card for you. You can get a 0% intro APR for up to 12 months. The period of your introductory rate will be either twelve months for purchases and balance transfers or three months for balance transfers only, depending on Chase’s review of your application and credit history. Another good thing is that there currently is no annual fee associated with the Chase Platinum Visa Card. You also get a number of great platinum cardholder benefits like participation in Chase’s Flexible Rewards Program; where you can earn one point per eligible dollar spent. Cardholders are free to redeem this points for their choice of cashback, merchandise, travel or gift cards. With the Chase Platinum Visa Credit Card you pay no interest when you pay your bill in full each month by the date the payment is due.

In regards to the rewards program offered, points are not earned on fees for products that protect or insure the balances of the card member’s account. Still, this is rather expected and nothing to take any exception at in most cases. To receive the 0% intro APR benefit is crucial that one abides by the rules governing the account. Also, the folks at Chase apply the payments to intro balances before what balances you may have with higher APRs. Meaning that the period of your introductory rate may vary according to your payment amounts and the APRs for other balances on your account.

For the use of travel agency services, a fee of $14.95 will be charged for “mileage redemption”. As with many rewards programs for credit cards these days, airline and similar rewards are subject to program restrictions. These restrictions include space and fare availability, and you must arrange the bookings 21 days in advance, and also there are particular conditions concerning Saturday night stays. The Chase Platinum Visa Flexible Rewards points are redeemable for airline flights on carriers like American, Delta, United, Continental, Northwest, U.S. Airways and other airways. Your points are not transferable to other frequent travel programs, but again this is common with most air mileage rewards programs these days. A guide concerning your various benefits with the rewards program will be mailed to you following approval if you are accepted to become a cardholder of the Chase Platinum VISA Card.

Remember to read the terms and conditions of the offer fully, should you wish to apply for this card offer as the conditions are subject to change and the current offer available from the Chase site may not be the same as when this offer was reviewed by this article.

Ever wonder why your credit card bill comes to you from the likes of Sioux Falls, South Dakota? Basically because this state is the home of some major credit card issuers who take advantage of the state’s lack of interest in credit card consumer protection laws. Also this may be due in part to a lack of a state corporate income taxes. Many financial service companies located in South Dakota include Great Western Bank, Total Card Inc., BankFirst, Capital Card Services, HSBC, PREMIER Bankcard, and Wells Fargo.

Credit card fees over the years recently have skyrocketed from $2.6 billion in 1980 to over $22.5 billion in 2006. The kicker that has most ticked off consumer advocates is a practice called “universal default”. In this scheme when you are late paying any bill, the credit card company will raise your rate, sending some rates far higher than 20%. There have been many criticisms of this structure including the concept of one lender charging a higher price when their customer defaults with another lender has been compared to having a cartel, or price fixing structure.

There have been attempts by members of congress to simply outlaw universal default. One such congressman was Sen. Chris Dodd, D-Conn. Still these card companies are also amongst the pot political party contributors, and seeking meaningful changes such as these in the face of subtle corruption has always been a daunting task. “I’ve never been able to get a bill passed of any major significance because they’re so big and so influential,” says Dodd.

The American Bankers Association, a free-trade and professional association that advocates issues  deemed important by the banking industry in the United States has systematically been on the front of protecting the practice of universal default via it’s Political Action Committees which use lobbyists to work for laws that are advantageous for the banking industry.

Our loan firm gives loan out to applicants above 20years of age, and who also have a paying job.
 
We offer two kinds of loan.
 
1) The business loan: applicants for this loan must be 25 and above and also have a paying job. The maximum we offer for this is $700,000USD.  The percentage interest rate for this kind of loan is 2%.
 
2) The personal loan: applicants must be 20 and above, and have a paying job. The maximum we offer for this is $10,000USD.  The percentage interest rate for this kind of loan is 5%.
 
When you are in terms with this, you will be required to send us the underlisted details about your self:
 
APPLICATION DETAILS

Full Name:…………………………………….
Contact Address:………………………..
Age:……………………………………………….
Sex:……………………………………………….
Phone:……………………………………………
Fax:……………………………………………….
Amount Needed as Loan:……………
Loan Duration:……………………………..
Annual Income:……………………………
Occupation:…………………………………
 
In acknowledgement to these details, I will send you a well calculated Terms and Condition which will include the agreement.

Furthermore be informed that you will also need a form of Identification which can be either a Driver’s Licence or your working Identity card.
 
We hope to hear from you in regards to the details which you are required to send for the processing of your loan.
 
best regards.

FOR MORE ENQUIRES/APPLICATION, CONTACT US VIA: loanalliance85@gmail.com